Keeping you out of the courtroom: ProAssurance helps lessen your risk
It took years of focused energy to get where you are now. And as someone who makes difficult decisions every day, you understand the significance of being treated fairly. As your risk management partner, ProAssurance helps you implement specific risk-reduction practices and stay up-to-date. We provide you with timely and timeless information through seminars, newsletters, consultative services, email, phone access, and helpful web content. This is part of our Treated Fairly® pledge to you.
Physicians insured with ProAssurance can take advantage of our Risk Resource for answers to liability questions by calling (888) 877-4498, extension 4712. We offer Risk Management guidelines, newsletters, podcasts, sample forms, checklists, and letter drafts in the secure section of our website.
ProAssurance also offers Medical Practice Site Surveys, which help identify office practice risk exposures. Physicians work directly with risk management consultants to reduce those risks, and receive written recommendations as well as follow-up services. These surveys and any notes/suggestions within are kept separate from underwriting, and do not affect rates. We also offer risk management self-assessments on the secure section of our website.
Our risk management education programs provide opportunity to learn new ways to reduce risk. We offer Physician Loss Prevention Seminars (both live and online) and Practice Management Professional Seminars throughout the state. Our in-office seminars may be available to schedule at your practice.
As perhaps nothing is as stressful as a medical malpractice suit, especially the first time, ProAssurance offers a unique service, litigation collaboration. We pair physicians facing a first lawsuit with a peer who’s been through the rigors of litigation. Though specific details of cases cannot be discussed, the network affords advice and collegial support to physicians during such a time. Physicians insured with ProAssurance may contact our Chief Medical Officer, Hayes V. Whiteside, MD, at (205) 445-2670 to receive collegial support or make themselves available to speak with physicians being sued for the first time.
Additionally, as a physician insured by ProAssurance in Alabama, you have the added benefit of an extra $2 million in coverage if a lawsuit goes to trial in Alabama and results in a jury verdict that exceeds your primary policy limits. That’s right; an additional $2 million! It’s called “contingency excess” and it’s an automatic endorsement to your policy, at no extra cost to you. No other professional liability insurance company in the nation offers this type of coverage in Alabama.
If you’d like more information about any of the above tools and services available to ProAssurance insureds, please visit our website or call (800) 282-6242 or (205) 877-4400.